Interest Rate: The interest rates represented on this page are standard interest rates and exclude any package or promotional discounts and are subject to change. If you only want a basic car, pay more interest on a lower loan amount with an unsecured loan instead. But you’ll need to borrow at least 10k, as that’s the minimum loan amount. This assumption allows for a smooth graph and equal repayment amounts. With a Westpac secured loan, you’ll end up paying much less in interest, compared to what you would pay as an unsecured loan customer. Rounding of amount of each repayment: This calculator does not round the repayment amount to the nearest cent, as it would for an approved personal loan. This assumes that a year has 364 days rather than the actual 365 or 366.
Number of weeks & fortnights in a year: One year is assumed to contain exactly 52 weeks or 26 fortnights. When you are approved for a personal loan, interest will be charged on the number of days in each month. All youll need to provide is some basic information about the. Length of month: All months are assumed to be of equal length. This simple calculator helps you estimate how much your personal loan repayments could be. The calculations should not be relied on for the purpose of making a decision whether to apply for a Secured Personal Loan. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The calculation is not an offer of credit. The calculator does not take stamp duty or other government charges into account. It is for illustrative purposes only and is based on the accuracy of the information provided and subject to the assumptions below. Calculate your car finance repayments and total interest over the car loan term. Car Loan Calculator & Assumptions: Any calculation made by you using this calculator is intended as a guide only. Use InfoChoice Car Loan Calculator to check your car loan affordability.
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